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Banking and finance related terms seems to always baffle users. But the problem is every person in one way or other is related to banking. People always have bank accounts and encounter banking terms. Here are banking related short forms and their full forms to let user understand finance terms.
Short Form
Full Form
Primary Agriculture Credit Societies
Consumer Price Index
Automated teller machine
Asynchronous Transfer Mode
Capital Outlay
Employees Provident Fund
Schedule Caste
United Stock Exchange
Maximum Retail Price
Indian Rupee
Small-Scale Industries
Revenue Expenditure
Capital Account Deficit
Special Term Deposit Receipt
National Statistical Commission
Capital Receipts
Commercial Paper
Annual General Meeting
OnLine Tax Accounting System
Bombay Stock Exchange
shipping declaration form
United States
Ministry of Company Affairs
Industrial Credit and Investment Corporation of India
Moving Average
Interest Payment
Marketing Intelligence System
US Dollars
Government of India
National Industrial Classification
State Bank of India
Electronic Clearing Service
Securities and Exchange Board of India
Mail Transfer
Additive Outliers
Rural Self Employment Training Institute
Non-Governmental Organization
Export Import Bank of India
International Bank for Reconstruction and Development
International Bank Reconstruction and Development
National Bank for Agriculture and Rural Development
Department of Company Affairs- (Now known as Ministry of Companies Affairs- MCA)
Department of Companies Affairs
United Commercial
State Financial Corporation
non-operative financial holding company
Relational Database Management System
Capital to Risk Weighted Asset Ratio
Temporary Change
Combined Finance and Revenue Accounts
Non-Resident Indian
Bank for International Settlements
Revenue Receipts
Insurance Regulatory Developement Authority
Large-sized Adivasi Multipurpose Societies
System of National Accounts
Departmentalized Ministries Account
Market Stabilisation Scheme
Cash Credit
Controller and Auditor General of India
National Stock Exchange
Housing & Urban Development Corporation
Demand Draft
Demand DraftDDSData Dissemination Standards
Subsidiary General Ledger
Auto-Correlation Function
Indian Financial System Code
Monitoring and Review Mechanism
Associated Chambers of Commerce and Industry of India
Fixed Income Money Market and Derivatives Association of India
Long Term
Public Debt Office
Institute of Banking Personnel Selection
Schedule Tribe
Federation of Indian Chambers of Commerce and Industry
Telegraphic Transfer
Foreign Currency Non-resident (Banks)
Foreign Currency Currency Non-Repatriable(Banks)
Principal Office
Certificate of Deposit
Rural Electrification Corporation
Venture Capital
Financial Institution
Multilateral Investment Guarantee Agency
Magnetic ink character recognition
Basic Statistical Returns
Public Sector Enterprises
Ministry of Finance
Master Office File
Over Draft
National Association of Software and Services Companies
Balance of Payments
Primary Deficit
Automated teller machine Card
Regional Office
Gross Domestic Product
Khadi & Village Industries Corporation
Non-Resident External
Non-Performing Assets
Deposit Insurance and Credit Guarantee Corporation of India
Head Office
Department of Banking Operations and Development
Basel Committee on Banking Supervision
National Account Statistics
DESACS RBI Basel Committee on Banking Supervision
India Development Bonds
Department of Currency Management- RBI
Social Accounting Matrix
Department of Currency Management
Regional Rural Bank
State Industrial Development Corporation
Paid Up Capital
Loan & Advances by States
Revenue Deficit
Rural Planning and Credit Department- RBI
Finance Commision
Rural Planning and Credit Department of RBI
District Central Cooperative Bank
Cheque monitoring system
Not Elsewhere Classified
oriental bank of commerce
Primary Cooperative Agriculture and Rural Development Bank
Renminbi (Chinese)
Credit Monetary Agregate
International Finance Corporation
Non Banking Financial Companies
Provident Fund
Non-Resident Government
Authorized Dealer
Development Action Plan
National Housing Bank
Liberalised Exchange Rate Management System
Statutory Liquidity Ratio
State Cooperative Agriculture and Rural Development Bank
Urban Cooperative Bank
Differntial Rate of Interest Scheme
Official Development Assistance
Persons of Indian Origin
Punjab National bank
Farmersí Service Societies
Locational Banking Statistics
Nominal Effective Exchange Rate
Exchange Traded Fund
Statistical Analysis System
Industrial Reconstruction Bank of India
India Millennium Deposits
Tamilnad Mercantile Bank Limited
Dearly Allowance
Dearness Allowance
Delivery versus Payment
State Cooperative Bank
Scheduled Commercial Bank
Real Time Gross Settlement
Organisation for Economic Cooperation and Development
Initial Public Offer
Infrastructure Development Finance Corporation
Foreign Currency Assets
United Commercial Bank
Auto Regression
unique transaction reference number
Export Credit and Guarantee Corporation
International Banking Statistics
Foreign Direct Investment
Fiscal Responsibility and Budget Management Act- 2003
National Electronic Funds Transfer
Risk Weighted Asset
Net Fiscal Deficit
Input-Output Transaction Table
Public Debt Office-cum-Negotiated Dealing System
Small Scale Service & Business Enterprises
Level Shift
Residents Foreign Currency
Company Finance
Credit Deposit Ratio
Industrial Investment Bank of India
Visa Facilitation Services
Financial Intermediation Services Indirectly Measured
Discharge of Internal Debt
Rural Infrastructure Development Fund
Self-Help Groups
Resurgent India Bonds
Non-Banking Companies
International Fund for Agricultural Development
Permanent Account Number
Youth Enterprise Scheme Bank
All India Rural Credit Survey Committee
Demand Collection and Balance
Data Dissemination Standards
National Agricultural Credit (Long Term Operatiion)
Size Class Strata
International Financial Statistics
Reserve Tranche Position
Liquidity Adjustment Facility
Direct Investment
Mark-To-Market
Repayment of Loans to Centre
National Small Savings Fund
Initially Nifty 50 due to 50 stocks in it and later became known as Nifty
Real Effective Exchange Rate
Gross Fiscal Deficit
International Standard Industrial Classification
International Transaction Reporting System
Rupee Payment Area
International Swaps and Derivative Association
Consolidated Banking Statistics
Note Issuance Facility
External Commercial Borrowing
Generalized Least Squares
Department of Banking Supervision- RBI
Foreign Currency Convertible Bond
Gross Primary Deficit
Recoveries of Loans & Advances
Foreign Exchange
Non-Resident (Non-Repatriable) Rupee Account
Department of Statistical Analysis & Computer Services- RBI
Global Depository Receipt
Department of Statistical Analysis & Computer Services
Bank of India
Repurchase Agreement Rate
Registrars of Companies
Foreign Portfolio Investment
Mutual Fund
Telecom Disputes Settlement Appellate Tribunal
hongkong and shanghai banking corporation
Annual Financial Statement
Available For Sale
Foreign Institutional Investor
Special Drawing Right
Flow Of Funds
Standing Monitoring Group
Special Data Dissemination Standards
International Finance Corporation (Washington)
Indian Banking Association
Forward Rate Agreement
Department of External Investments and Operations
Public Enterprises Survey
Swarnajayanthi Gram Swarrojgar Yojana
Uniform Code Number
Government Finance Statistics
Industrial Development Department
Non-Foreign Exchange Assets
Net Primary Deficit
Yield to Maturity
Balance of Payments Manual- 5th edition
Swarna Jayanti Shahari Rojgar Yojana
Net Present Value
Auto-Regressive Integrated Moving Average
Land Development Bank
Foreign Currency Non-Repatriable Deposit
Non-Resident (External) Rupee Account
Investment Fluctuation Reserve Account
Long Term Operation
Broad Money
Investment Fluctuation Reserve
Committee of Direction on Banking Statistics
Minimum Mean Squared Errors
Government Securities
Index of Industrial Production
Exchange Fluctuation Reserve
General Anti Avoidance Rule
Floating Rate Note
Fiscal Responsibility and Budget
Banking Financial services and Insurance
Residuary Non-Banking Companies
State Electricity Boards
Choice Based Credit System
Urban Banks Department
Open Market Operations
Held For Trading
Partial Auto-Correlation Function
NET ASSET VALUE
Zonal Office
Junior Associate of the Indian Institute of Bankers
Exchange Earners Foreign Currency
Primary Revenue Balance
Treasury Bills
Second Working Group on Money Supply
Unit Linked Insurance Policy
Annual Contractor Evaluation Report
Consumer Price Index for Industrial Workers
Exchange Equalization Account
the exchange of one security for another to change the maturity
Certified Associate of the Indian Institute of Bankers
Primary Dealers Association of India
Small road & Water Transport Operators
Kisan Credit Card
Currency and Gold Revaluation Account
Other Financial Institutions
Weekly Statistical Supplement
Balance of Payments Division- DESACS- RBI
Dissemination Standards Bulletin Board
Foreign Liabilities and Assets Survey
Credit Information Bureau India Limited
Working Group on Money Supply: Analytics and Methodology of Compilation
Debt Recovery Tribunal
External Debt Management Unit
Government Not Included Elsewhere
Non Administratively Independent Office
Foreign Currency Non-resident Account
Foreign Currency Currency Non-Repatriable Account
United Bank Of India
Union Bank Of India
Quick Review Report
Scheme for Liberation & Rehabilitation of Scavangers
Harmonised Index of Consumer Prices
Other Indian Scheduled Commercial Bank
Department of Government and Bank Accounts- RBI
Department of Government and Bank Accounts
Net Primary Revenue Balance
Financial Literacy and Credit Counseling Centre
International Investment Position
Written down Value
Systems Improvement Scheme under Special Project Agriculture
Access and Exchange Information System
Uniform Balance Book
Fiscal Responsibility and Budget Management Act
First Working Group on Money supply
First Working Group on Money
Narrow Money
Net Non-Monetary Liabilities
Aryavart Kshetriya Gramin Bank
Iterative Generalized Least Squares
Organisaton for Economic Co-operation
Directorate General of Commercial ntelligence and Statistics
Revolving Underwriting Facility
International Working Group on External Debt Statistics

Banking and Finance full forms