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Banking and finance related terms seems to always baffle users. But the problem is every person in one way or other is related to banking. People always have bank accounts and encounter banking terms. Here are banking related short forms and their full forms to let user understand finance terms.
Short Form
Full Form
Automated teller machine
Asynchronous Transfer Mode
shipping declaration form
United Commercial
Rural Self Employment Training Institute
non-operative financial holding company
Special Term Deposit Receipt
Revenue Expenditure
Capital Outlay
Schedule Caste
Permanent Account Number
Employees Provident Fund
Small-Scale Industries
State Financial Corporation
Primary Agriculture Credit Societies
Marketing Intelligence System
Consumer Price Index
National Statistical Commission
Ministry of Company Affairs
Non-Governmental Organization
Commercial Paper
United Stock Exchange
Indian Rupee
Capital Account Deficit
Capital Receipts
Export Import Bank of India
Department of Company Affairs- (Now known as Ministry of Companies Affairs- MCA)
Department of Companies Affairs
Securities and Exchange Board of India
Maximum Retail Price
National Bank for Agriculture and Rural Development
Subsidiary General Ledger
Large-sized Adivasi Multipurpose Societies
Indian Financial System Code
Government of India
Interest Payment
Electronic Clearing Service
National Industrial Classification
Temporary Change
Moving Average
Mail Transfer
System of National Accounts
Regional Office
Additive Outliers
Schedule Tribe
Industrial Credit and Investment Corporation of India
Cash Credit
Certificate of Deposit
Venture Capital
Capital to Risk Weighted Asset Ratio
State Bank of India
Annual General Meeting
Demand Collection and Balance
Principal Office
Institute of Banking Personnel Selection
Insurance Regulatory Developement Authority
OnLine Tax Accounting System
Khadi & Village Industries Corporation
Paid Up Capital
Telegraphic Transfer
Rural Electrification Corporation
Regional Rural Bank
Federation of Indian Chambers of Commerce and Industry
Controller and Auditor General of India
Urban Cooperative Bank
United States
Persons of Indian Origin
Automated teller machine Card
Non-Resident Indian
Provident Fund
Market Stabilisation Scheme
National Association of Software and Services Companies
Finance Commision
Bank for International Settlements
Auto-Correlation Function
Bombay Stock Exchange
Monitoring and Review Mechanism
Public Sector Enterprises
US Dollars
Basic Statistical Returns
Long Term
Non-Resident External
Magnetic ink character recognition
Financial Institution
Revenue Receipts
State Industrial Development Corporation
Combined Finance and Revenue Accounts
Relational Database Management System
oriental bank of commerce
Foreign Currency Non-resident (Banks)
Locational Banking Statistics
Foreign Currency Currency Non-Repatriable(Banks)
Balance of Payments
Housing & Urban Development Corporation
Statutory Liquidity Ratio
Multilateral Investment Guarantee Agency
Primary Deficit
Revenue Deficit
District Central Cooperative Bank
Dearly Allowance
Dearness Allowance
Development Action Plan
Gross Domestic Product
Public Debt Office
International Bank for Reconstruction and Development
International Bank Reconstruction and Development
Credit Deposit Ratio
Over Draft
Non Banking Financial Companies
National Electronic Funds Transfer
Demand Draft
Demand DraftDDSData Dissemination Standards
Department of Banking Operations and Development
Ministry of Finance
Master Office File
Non-Performing Assets
National Account Statistics
Not Elsewhere Classified
Statistical Analysis System
Small Scale Service & Business Enterprises
National Housing Bank
Associated Chambers of Commerce and Industry of India
Renminbi (Chinese)
State Cooperative Agriculture and Rural Development Bank
Head Office
Cheque monitoring system
Basel Committee on Banking Supervision
Liberalised Exchange Rate Management System
DESACS RBI Basel Committee on Banking Supervision
unique transaction reference number
All India Rural Credit Survey Committee
Foreign Direct Investment
Level Shift
Primary Cooperative Agriculture and Rural Development Bank
Real Time Gross Settlement
United Commercial Bank
Authorized Dealer
Export Credit and Guarantee Corporation
Fixed Income Money Market and Derivatives Association of India
India Development Bonds
Organisation for Economic Cooperation and Development
Public Debt Office-cum-Negotiated Dealing System
Non-Resident Government
Rural Planning and Credit Department- RBI
Social Accounting Matrix
Rural Planning and Credit Department of RBI
Initial Public Offer
Differntial Rate of Interest Scheme
Delivery versus Payment
Mark-To-Market
Repurchase Agreement Rate
Net Fiscal Deficit
Credit Monetary Agregate
Uniform Code Number
Industrial Investment Bank of India
Input-Output Transaction Table
Junior Associate of the Indian Institute of Bankers
Department of Currency Management- RBI
Residents Foreign Currency
Department of Currency Management
Flow Of Funds
India Millennium Deposits
Self-Help Groups
Industrial Reconstruction Bank of India
Reserve Tranche Position
State Cooperative Bank
Scheduled Commercial Bank
Infrastructure Development Finance Corporation
Choice Based Credit System
Non-Banking Companies
Note Issuance Facility
National Stock Exchange
Tamilnad Mercantile Bank Limited
Initially Nifty 50 due to 50 stocks in it and later became known as Nifty
Annual Financial Statement
Available For Sale
Company Finance
Farmersí Service Societies
International Finance Corporation
National Agricultural Credit (Long Term Operatiion)
Rural Infrastructure Development Fund
Visa Facilitation Services
Departmentalized Ministries Account
Official Development Assistance
Balance of Payments Manual- 5th edition
Financial Intermediation Services Indirectly Measured
Exchange Traded Fund
Youth Enterprise Scheme Bank
Auto Regression
Foreign Currency Assets
Gross Primary Deficit
Public Enterprises Survey
Department of Banking Supervision- RBI
Data Dissemination Standards
Global Depository Receipt
Gross Fiscal Deficit
International Fund for Agricultural Development
Punjab National bank
Consolidated Banking Statistics
Department of Statistical Analysis & Computer Services- RBI
Deposit Insurance and Credit Guarantee Corporation of India
Discharge of Internal Debt
International Banking Statistics
Loan & Advances by States
Resurgent India Bonds
Special Drawing Right
Department of Statistical Analysis & Computer Services
Bank of India
Indian Banking Association
Government Finance Statistics
Non-Resident (Non-Repatriable) Rupee Account
Rupee Payment Area
Swarnajayanthi Gram Swarrojgar Yojana
Telecom Disputes Settlement Appellate Tribunal
NET ASSET VALUE
Banking Financial services and Insurance
Forward Rate Agreement
Government Securities
Liquidity Adjustment Facility
Primary Dealers Association of India
Mutual Fund
hongkong and shanghai banking corporation
Risk Weighted Asset
Certified Associate of the Indian Institute of Bankers
Exchange Fluctuation Reserve
Fiscal Responsibility and Budget Management Act- 2003
Generalized Least Squares
Investment Fluctuation Reserve Account
Non Administratively Independent Office
Registrars of Companies
Swarna Jayanti Shahari Rojgar Yojana
Yield to Maturity
Investment Fluctuation Reserve
Currency and Gold Revaluation Account
External Commercial Borrowing
Recoveries of Loans & Advances
Department of Government and Bank Accounts- RBI
International Financial Statistics
International Transaction Reporting System
Land Development Bank
Non-Resident (External) Rupee Account
Department of Government and Bank Accounts
the exchange of one security for another to change the maturity
General Anti Avoidance Rule
External Debt Management Unit
Exchange Equalization Account
Quick Review Report
Exchange Earners Foreign Currency
Foreign Portfolio Investment
International Finance Corporation (Washington)
International Standard Industrial Classification
Net Primary Deficit
Urban Banks Department
Weekly Statistical Supplement
Unit Linked Insurance Policy
Broad Money
Partial Auto-Correlation Function
Foreign Exchange
Foreign Currency Non-Repatriable Deposit
Zonal Office
Industrial Development Department
Minimum Mean Squared Errors
Open Market Operations
Annual Contractor Evaluation Report
Credit Information Bureau India Limited
Auto-Regressive Integrated Moving Average
Committee of Direction on Banking Statistics
Department of External Investments and Operations
Dissemination Standards Bulletin Board
Foreign Currency Non-resident Account
Foreign Institutional Investor
Held For Trading
International Swaps and Derivative Association
Non-Foreign Exchange Assets
Net Present Value
Second Working Group on Money Supply
Foreign Currency Currency Non-Repatriable Account
Index of Industrial Production
Long Term Operation
Residuary Non-Banking Companies
Special Data Dissemination Standards
Uniform Balance Book
Debt Recovery Tribunal
Balance of Payments Division- DESACS- RBI
Floating Rate Note
International Investment Position
Net Primary Revenue Balance
National Small Savings Fund
Real Effective Exchange Rate
Standing Monitoring Group
Fiscal Responsibility and Budget
United Bank Of India
Union Bank Of India
Kisan Credit Card
Direct Investment
First Working Group on Money supply
Other Financial Institutions
Other Indian Scheduled Commercial Bank
Small road & Water Transport Operators
Treasury Bills
First Working Group on Money
Financial Literacy and Credit Counseling Centre
Nominal Effective Exchange Rate
Systems Improvement Scheme under Special Project Agriculture
Aryavart Kshetriya Gramin Bank
Foreign Currency Convertible Bond
Harmonised Index of Consumer Prices
Primary Revenue Balance
Revolving Underwriting Facility
Government Not Included Elsewhere
Net Non-Monetary Liabilities
Written down Value
Consumer Price Index for Industrial Workers
Foreign Liabilities and Assets Survey
Narrow Money
Access and Exchange Information System
Directorate General of Commercial ntelligence and Statistics
Scheme for Liberation & Rehabilitation of Scavangers
Working Group on Money Supply: Analytics and Methodology of Compilation
International Working Group on External Debt Statistics
Organisaton for Economic Co-operation
Size Class Strata
State Electricity Boards
Repayment of Loans to Centre
Fiscal Responsibility and Budget Management Act
Iterative Generalized Least Squares

Banking and Finance full forms